Navigating Buying and Selling a Home During a Military PCS: Tips for Service Members Across North America

Moving is a fact of life for military families, but that doesn’t make it any less stressful—especially when you’re buying or selling a home during a Permanent Change of Station (PCS). Whether you’re packing up for a new adventure or preparing to say goodbye to your current post, understanding the ins and outs of real estate can make your transition smoother and more successful.

Understanding the PCS Timeline

PCS orders often come with tight timelines. Unlike most civilian moves, you may only have a few weeks to pack up, find a new home, or sell your current one. This compressed schedule means being organized is your best friend. Start planning as soon as you hear whispers of an upcoming move—even before official orders arrive, if possible.

For Military Buyers: What to Know

• Leverage Your VA Loan Benefits: VA loans offer zero down payment, competitive rates, and no private mortgage insurance. Make sure your lender is experienced with VA loans to avoid hiccups.
• Remote House Hunting: Can’t visit your next duty station in person? Many agents now offer virtual tours and video walkthroughs, so you can get a feel for a property from afar.
• Consider Resale Value: Since you might move again in a few years, look for homes in neighborhoods with strong resale potential or rental demand.
• Lean on Military-Friendly Agents: Agents who understand PCS moves can help you navigate tight deadlines and unique military needs.

For Military Sellers: How to Prepare

• Timing Is Everything: Once you get orders, list your home as soon as possible to maximize your selling window.
• Stage for Speed: Declutter, depersonalize, and make minor repairs—buyers are drawn to move-in-ready homes, especially in military-heavy markets.
• Flexible Showings: Be ready for last-minute showings. Military buyers often have limited house-hunting trips and tight schedules.
• Consider Renting: If the market isn’t right for selling, renting out your home to another military family can be a smart option.

PCS Resources and Support

Don’t go it alone! Many bases offer relocation assistance offices, and there are online communities where military families share advice and experiences. Programs like MilitaryByOwner and the Department of Defense’s Move.mil can help you find housing, movers, and local resources.

Final Thoughts

PCS moves are never easy, but with a little preparation and the right support, you can turn the challenge of buying or selling a home into an opportunity for your family’s next great chapter. Remember, you’re not alone—there’s a whole community ready to help you succeed, wherever your next assignment takes you. 🇺🇸